Zest Cash provides short-term installment loans to people experiencing financial difficulties. It offers an alternative to payday loans and can also help those already involved in the payday loan cycle a way to pay off their debt and start building a more secure financial future. Living paycheck to paycheck without a savings account or safety net creates problems when an unexpected expense occurs. Whether your car needs immediate repair, your child requires prompt medical attention or hours were reduced at work making it difficult to purchase groceries and gas, Zest Cash may be able to help. They work with each individual to customize a repayment plan that realistically fits your budget.
The initial application for a loan from Zest Cash is completed online and consists of just a few simple questions. The company requires that applicants are over 18 years old and that they have a job, email address, and a checking account. Unlike traditional banks and credit unions Zest Cash provides a source of cash quickly for individuals with bad or no credit. Following the online application a relationship manager will contact you by phone to complete the transaction and let you know if your loan has been approved. Money from approved loans will be deposited to the linked checking account usually within 24 hours providing the customer with the funds to pay for life’s surprises.
The employees at Zest Cash understand that the current economy makes it hard to afford life’s necessities and unexpected expenses. They want to help guide their customers toward paying off debt and building savings to help pay for an emergency doctor visit or repair a furnace that breaks down in the middle of winter. However, until people have been able to sufficiently build a safety net, Zest Cash provides an effective alternative when you need money fast. Unlike payday loans the interest rate, fees and payment amount will be explained and remain constant during the term of the loan. The lender wants to ensure that borrowers will be capable of repaying the amount borrowed and therefore a payment amount and length of loan term will be created that your income can support. Payments are designed to be withdrawn from your checking account to match the day you receive a paycheck. It is important to maintain communication with your relationship manager to alert them if your account will not have the funds in it the day your payment is due. Changing the due date is a possibility if it is brought to the attention of the lender and this can save the borrower late fees from Zest Cash and overdraft fees from their bank. In order for Zest Cash to continue offering their essential services to other customers needing a financial solution they depend on the loan being repaid on time.
Zest Cash provides fast money for emergencies and life’s necessities that cannot wait until next payday. Completing an application is easy and customers will find experienced customer service professionals willing to design an individualized plan to fit your budget. These installment loans can cost up to 50% less than payday loans and they will not require you to repay the amount borrowed in a lump sum. Rather smaller payments are made over regular intervals until the loan is paid off. There are no hidden fees or additional paperwork beyond the initial online questionnaire allowing the customer to quickly find out whether or not the loan has been approved and be aware of repayment terms and expectations.